Delivering a stable income in retirement should be the primary focus of any workplace pension system. This is notably not the case in most Anglo-Saxon countries, including the UK, which has recently undergone a retirement income market liberalisation.



This volume is the third in a series looking at pension systems from a comparative perspective. The series aims to promote greater understanding of what works and doesnt work in pension system design, and considers a range of political, economic and cultural factors when explaining different national approaches. This volume explores how successfully defined contribution pension saving systems can deliver a decent retirement income for low- and middle-income earners.



With contributions from academic experts and practitioners from around the world, this volume considers pension systems in Canada, Chile, Denmark, France, Germany, Greece, Indonesia, Switzerland, and the UK.

Gregg McClymont is Director of Policy and External Affairs at The Peoples Pension. He was a UK member of parliament (20102015), shadow minister of State for Pensions (20112015), and is a visiting fellow at Nuffield College, Oxford.

Andy Tarrant is studying at the École Nationale dAdministration in France and is a consultant on Brexit issues.

Tim Gosling is Head of Pensions Policy at the Peoples Pension in the UK. He was previously defined contribution policy lead at the Pensions and Lifetime Savings Association. He has also held roles at National Employment Savings Trust (NEST) and the Institute of Public Policy Research (IPPR).

Acknowledgements

Introduction Gregg McClymont, Andy Tarrant and Tim Gosling

Canada Keith Ambachtsheer

Chile Jonathan Callund

Denmark Torben Möger Pedersen

France Christophe Albert and Anne Lavigne

Germany - Michael Schütze

Greece - Olympia Mavrokosta

Indonesia - Steven Tanner

Switzerland - Benita von Lindeiner and Ueli Mettler

UK - Kevin Wesbroom

Conclusion Gregg McClymont, Andy Tarrant and Tim Gosling

Notes on Contributors