Excerpt: 'I will do what I can to help make matters easy, father. The speaker was a handsome, well-built boy of seventeen, with a frank, winsome face that ordinarily showed neither strength nor weakness of character,the face of a boy out of whom circumstances make much that is good, or sometimes much that is ill, according to what experiences life brings him. There are boys who will grow up strong and able men, anyway. They seem to have it in them from the start. There are others who have an inborn tendency to evil and dissipation, which no amount of training and opportunity for better things can eradicate. Harry Desmond was of neither of these types; his character was rather that which responds easily to outside influences, whose weaknesses may easily grow upon it, or whose strong points may be developed and brought out by use. Thank you, my son, said the other simply, extending his hand; I was very sure you would. The business will of course go on, and may be built up again with care and strict economy; but the outside investments, whose returns have made us well-to-do, and from which the money for your education was coming, are totally swept away. Im afraid we shall have to withdraw you from the preparatory school. It is an expensive place, and just at present I do not feel able to supply you with the money necessary to keep up your standing among the boys there. In another year I had hoped to see you in the freshman class at Harvard, and that may yet be managed. There are always scholarships to be had.'